Flexible Capital for Established Businesses

Vale Capital,
structured
to fit.

Vale Tactical Capital deploys its own balance sheet as secured or unsecured financing to established mid-market businesses through the purchase of a participation in future revenue.

$500K
Minimum size
$5MM
Maximum size
~12
Month Estimated term
Days
To close Not months

Helping your clients say yes to the right capital.

Underwriting and funding decisions are made internally. Typical time from completed application to funded capital is measured in days, not months.

Structured to complement existing credit facilities — we protect existing covenants and offer unsecured participation as standard, with secured structures available at preferential rates where appropriate.

Advance Size
$500K – $5MM
Estimated Term
~12 months
Remittances
Bi-weekly or monthly
Structure
Unsecured if senior lender in place
Recourse
Non-recourse w/ standard carve-outs
Prepayment
Discounts for early payoffs

What sets us apart.

Every transaction is underwritten from the ground up — cash flow-based, with formal credit committee review. Client data is handled under strict security protocols and confidentiality standards.

01

Vale Capital

We invest our own balance sheet. No brokering, no intermediaries. Your client works with a single counterparty from term sheet to funding.

02

Complementary to Existing Capital

Structured to complement existing credit facilities, not conflict with them. We protect existing covenants and offer unsecured participation as standard.

03

Institutional Process

Every transaction is underwritten from the ground up — cash flow-based, with formal credit committee review and strict confidentiality standards.

Built for established businesses
with real cash flow.

Ideal Client Profile

  • $5MM+ annual revenue
  • $500K annual EBITDA
  • 3+ years of operating history
  • Established banking relationships
  • Industry agnostic

Strong Candidates

  • Commercial borrower approaching a bank credit limit
  • Timing mismatch between receivables and payables
  • Acquisition opportunities with tight closing deadlines
  • Between financing rounds requiring bridge capital
  • Contractor mobilizing a large project or new contract
  • PE portfolio company requiring non-dilutive capital
  • Working capital and seasonal requirements
  • Company with cash flow but limited ABL collateral

Submit a referral or start a conversation.

If you are uncertain whether a company qualifies, send us the referral. We screen within 24 hours and respond with a preliminary indication.

Referral Inquiry
All fields handled confidentially.

We typically respond within one business day.